Fractional CFO & Accounting Services for Startups and Small Businesses

Clean up your books. Level up your finance function.

Accounting Services

Types of Services

Bookkeeping service

Our experienced team will handle your day-to-day financial transactions, ensuring accuracy and organization. This includes tasks like recording income and expenses, reconciling bank statements, and managing accounts payable and receivable.

Accounting Service

Our accounting services go beyond basics, encompassing tailored financial solutions like detailed statements, tax planning, and internal controls setup. Rely on us to expertly manage your finances, freeing you to grow your business confidently.

Consulting Service

As your financial advisor, we offer strategic guidance for informed business decisions, including financial modeling, forecasting, budgeting, and business growth analysis. Connect with a Fractional CFO for tailored financial leadership.

Who we are

About Fractional Accounting

Running a startup or small business in Montreal or anywhere in Canada is challenging on its own. When books fall behind, filings get delayed, and visibility drops, cash flow management becomes unpredictable and everyday financial management gets harder. Founders end up juggling sales, hiring, operations, and finance at the same time, often without support from a financial professional.

Fractional Accounting is a Montreal-based fractional CFO and accounting firm that gives founders access to senior financial expertise and steady day-to-day support. Our fractional CFO services, fractional accounting services, and startup accounting services deliver investor ready financial reporting that aligns with your financial reporting requirements, with bilingual support for Quebec and Canadian businesses. We also help maintain regulatory compliance and strengthen fractional internal controls so nothing is overlooked.

Whether you need cleanup, preparation for funding, or accurate monthly reporting, we help you get control of your numbers so you can run the business instead of chasing spreadsheets.

What we do

Built for Founders, Owners, and Freelancers Who Need Real Finance Support

You want more than basic bookkeeping. You want clear numbers, real communication, and a team that understands how startups and small businesses operate. Our fractional CFO support and fractional accounting services are built for founders who need a partner who can step in quickly, from startup accounting in Montreal to tax and bookkeeping across Canada. This includes core services such as bookkeeping services for small business and small business accounting services.

As you grow, you can extend into part time virtual CFO services. This brings an experienced chief financial officer mindset into your company without a permanent hire and strengthens your financial planning, financial reporting, and overall financial management.

Small & Growing Businesses

Small businesses need accurate books and clear explanations. We support bookkeeping in Montreal and across Canada with small business accounting services that keep everything current, compliant, and aligned with regulatory compliance requirements. Our team handles daily entries, monthly reporting, payroll services for small business, and year end tasks.

Freelancers & Solo Entrepreneurs

Freelancers often combine personal and business expenses. We make everything straightforward with simple bookkeeping, GST, HST, and QST registrations, and tax filings that match your situation. If your records need cleanup, we also assist with personal or corporate returns through a startup tax accountant when your business starts to grow.

Fractional Finance Leadership Without the Full-Time Price Tag

Growing companies need senior finance expertise long before they hire a full time CFO. Our fractional finance team provides that leadership through flexible outsourced CFO services and controller support. We help you turn accounting data into clear plans for cash flow, growth, and risk management. We also incorporate AI in accounting tools that improve speed and accuracy.

Fractional CFO Services

Our part time CFO services bring senior financial leadership to your business without committing to a full time executive. We create budgets, forecasts, and financial models, build KPI dashboards, and prepare investor ready reporting. Everything is built to help you understand what is a fractional CFO and how it supports growth.

Fractional Controller Services

Accurate financial information changes how you run the business. Our fractional controller services and outsourced controller services manage month end close, reconciliations, and core accounting operations. We produce audit ready statements and strengthen controls so your reporting stays consistent.

Fractional COO Services

Operations, finance, and systems all need to work together if you want to scale in a manageable way. Our fractional COO and fractional COO services help map and improve core processes across sales, service, billing, and collections. We coordinate your accounting tools, ERP, and workflow systems to remove bottlenecks so founders can stay focused on growth.

Consulting & Strategic Advisory

Our consulting and advisory services address financial and operational challenges so you can make informed decisions. We support fundraising and expansion plans, strengthen financial processes, and provide ongoing strategic input. You gain access to senior finance expertise through CFO consulting and advisory services, along with modern tools like AI-enabled accounting and bookkeeping automation.

Fractional Accounting

Done-For-You Accounting, Bookkeeping, Payroll & Tax

Reliable numbers are the base for every decision you make. We handle everyday accounting work so you do not have to worry about receipts, reconciliations, or filing deadlines. Our team supports startups, small businesses, and freelancers in Montreal, Quebec, and across Canada with bookkeeping, payroll, and corporate tax filing services so you have clear monthly reports, organized records, and a finance partner who understands GST, HST, QST, and federal corporate tax rules. This includes bookkeeping services for small business and support from a startup tax accountant when needed.

Bookkeeping & Accounting

Accurate bookkeeping keeps your business on track. We provide bookkeeping services in Montreal and across Canada for startups and small businesses that need dependable records. Our team records daily transactions, manages accounts payable and receivable, keeps bank and credit card reconciliations current, and prepares monthly financial statements and management reports. Everything is designed so small business accounting services from one partner help you react quickly when something changes. We also support fractional accounting services for companies that need flexibility.

Payroll & Year-End Prep

Payroll errors and missed remittances create stress and penalties you do not need. We handle payroll services for small business so your team gets paid correctly and on time. We calculate payroll and other compensation, manage source deductions and government remittances, prepare required slips, and coordinate year-end closing tasks and adjustments so your books are ready for corporate tax filing and you have a clear view of labour costs when planning the year ahead.

Corporate Tax & GST/HST/QST

Corporate tax filing in Quebec and across Canada can be confusing, especially when GST, HST, and QST rules overlap. We help you stay compliant while keeping your records organized. Our team prepares and files corporate tax returns for federal and Quebec authorities, handles GST/HST/QST registration and recurring filings, and responds to questions or notices from tax agencies so corporate tax and sales tax obligations stop being a constant source of worry.

Fractional Accounting

Modern Finance Systems: ERP, Automation & AI

Many startups and small businesses outgrow spreadsheets and basic accounting tools. Data ends up in separate systems, reports do not match, and routine tasks eat up hours every week. We help you upgrade your finance stack with ERP implementation consulting, accounting automation, and practical AI in accounting that supports day-to-day decisions so you get cleaner data, faster reporting, and less manual work without needing an in-house systems specialist.

ERP Implementation Consulting

An ERP system can unify finance, operations, and reporting, but a weak implementation creates more problems than it solves. As an ERP implementation consultant for growing businesses in Montreal and across Canada, we help you select the right ERP or integrated finance system based on budget and industry, configure modules for accounting, invoicing, inventory, and reporting so they match how your business works, and support rollout, data migration, and user training.

Automation Setup

Manual data entry, repeated downloads, and copy paste processes lead to errors and wasted time. Our accounting automation services reduce low value tasks so your team can focus on analysis and decisions. We connect your accounting software with bank feeds and payment tools, set up automated invoicing and collections, and introduce simple approval workflows. This improves accuracy through bookkeeping automation and keeps your books current with less effort.

AI Integration for Finance

AI accounting tools now help you spot trends and issues earlier rather than waiting for month end. We help you introduce AI in accounting in a practical way that fits your current systems. AI highlights unusual transactions, improves cash flow forecasting, and feeds dashboards that show key metrics and risks. These tools work well alongside outsourced CFO services, and other strategic finance support.

Why Startups and Small Businesses Choose Fractional Accounting

Numbers with a Human Touch

You work directly with experienced professionals, not a rotating cast of junior staff. We explain financial results in plain language, answer questions, and give context so you can use your financial statements to guide everyday decisions. This level of clarity works well for teams using virtual CFO and/or accounting services.

Curated Network of Finance Veterans

Our network includes senior fractional CFOs, controllers, and COOs with experience in startups and small businesses. You gain access to people who have seen similar challenges before and know how to set up reporting, cash flow, and controls that support growth.

Flexible Fractional Model

With a fractional finance team you pay for the level of support you need, when you need it. You can start with bookkeeping and monthly oversight, then add fractional CFO services or controller support as your needs change, keeping overhead manageable.

Clear Scope and Transparent Pricing

Every engagement starts with a clear scope of work and straightforward pricing so you know exactly what is included. You see how fractional accounting services compare to a full time hire and can choose the option that fits your stage, budget, and plans for growth.

Testimonials

Our Customers Said

“So Helpful”
Working with Melissa as my fractional CFO has been a game-changer for my startup. Her expertise and guidance have been invaluable, and she has helped me make sound financial decisions that have accelerated our growth.
Martha Nazario
“Makes it make sense”
Fractional Accounting is a lifesaver for small businesses like mine. They handle all the bookkeeping and tax headaches, allowing me to focus on running my business. Their transparent communication and competitive rates make them the perfect choice.
Alex Martinez
“Outstanding Service”
Before Fractional Accounting, I felt constantly stressed about my finances. They’ve helped me gain control and clarity. Their proactive approach and financial planning have given me peace of mind and allowed me to confidently scale my business.
Antoine Crawford